Where Is My Refund?
If you E-file your income tax return at efile.com, you have to designate how you want the e-filing fee to get deducted. You will have to choose either e-Collect or “Deduct Fee from Refund.”
To check the status of your refund, you will have to go to Taxpayer Application Status.
Direct Deposit Refund
When you complete your income tax return, whatever bank that you have designated on your income tax form that is the bank in which you will receive the money owed to you. If using efile.com, the transfer of funds is free of charge.
Estimate the Tax Refund Date after E-filing
After you have electronically filed your tax return with the IRS, you can predict the date that you will receive your money. You can also determine how long it will take your return to get accepted by the IRS.
IRS e-file Refund Cycle Chart for 2017
||DIRECT DEPOSIT SENT
||PAPER CHECK MAILED
|Jan 16 – Jan 22, 2017
||Feb 3, 2017
||Feb 8, 2017
|Jan 23 – Jan 29, 2017
||Feb 10, 2017
||Feb 15, 2017
|Jan 30 – Feb 5, 2017
||Feb 17, 2017
||Feb 22, 2017
|Feb 6 – 14, 2017
||Feb 24, 2017
||Mar 1, 2017
|Feb 13 – 19, 2017
||Mar 3, 2017
||Mar 8, 2017
|Feb 20 – 26, 2017
||Mar 10, 2017
||Mar 15, 2017
|Feb 27 – Mar 5, 2017
||Mar 17, 2017
||Mar 22, 2017
|Mar 6 – 12, 2017
||Mar 24, 2017
||Mar 29, 2017
|Mar 13 – 19, 2017
||Mar 31, 2017
||Apr 5, 2017
|Mar 20 – 26, 2017
||Apr 7, 2017
||Apr 12, 2017
|Mar 27 – Apr 2, 2017
||Apr 14, 2017
||Apr 19, 2017
|Apr 3 – Apr 9, 2017
||Apr 21, 2017
||Apr 26, 2017
|Apr 10 – Apr 16, 2017
||Apr 28, 2017
||May 3, 2017
|Apr 17 – Apr 23, 2017
||May 5, 2017
||May 10, 2017
|Apr 24 – Apr 30, 2017
||May 12, 2017
||May 17, 2017
Will My Refund Be Delayed or Late in 2017?
The IRS has put in place security measures for 2016 Tax Returns to reduce tax frauds. Consequently, your 2016 tax refund might get delayed. All websites using online tax filing will have to add a security feature that will identify the taxpayer filing for the return.
Moreover, safety measures will get put in place along with stronger passwords. Despite the security issues, the IRS might still send out paper checks even if you have filed for direct deposit.
What If I Get a Lower Amount Owed? – Refund Offsets
If you get a lower amount of money than you had originally anticipated, the U.S. Treasury might have adjusted your tax return. There is a program that gets put in place called Treasury Offset Program (TOP).
If you have an outstanding debt with the federal or state government, the Financial Management Service (FMS), who runs TOP, will deduct the outstanding debt from the money due to you.
Here is a list of the types of adjustments FMS is likely to make:
- Unpaid child support
- Federal non-tax debts (including student loan repayments)
- State income tax debts.
- State unemployment compensation debts
Will an Offset Delay My Refund?
After the IRS has verified the money owed to you with FMS, they will make the offset for any non-tax debts. The adjustment will reduce your refund, but the process will not delay money owed to you.
How Will I know if My Refund Gets Offset?
The FMS will send you notice in the mail. The notice will list the amount owed initially along with the amounts used to offset those funds. You will also get the name of the company that has gotten the offset funds. You will get the business contact information as well.
If there is Past Due Debt, What do I do before Filing My Tax Return?
For all non-tax debt, contact whichever company to whom you owe money. Find out if they have submitted your debt to TOP.
If I do not Owe the Tax Debt, Can I Dispute the Offset?
You will need to contact the company in receipt of your offset. Do not get in touch with the IRS or FMS. The notice that you have received will include instructions about the right parties to contact.
If I have Additional Questions about My Offset, Whom do I Call?
The Treasury Offset Program has a Call Center. Their telephone number is (800) 304-3107.
May I Qualify for all or Partial Refund if I am an Injured Spouse?
You might be entitled to part or all of your refund offset if you have filed electronically and jointly. This only applies if your spouse is solely responsible for the debt. You will have to file Form 8379 for injured spouse allocation. You will have to submit the form electronically to request your portion of the money due to you.
Refunds for Amended Tax Returns
It is preferable to wait three weeks after mailing your amended return before checking your return status. You will have to go to the IRS website to track your amended return. It is called “Where’s My Amended Return.” You also have access to the tool via phone, (866) 464-2050.
What’s My Amended Tax Return Status?
If you have filed an amended return, wait eight weeks before checking the status of your refund. It takes about 8-12 weeks for the IRS to process your return.
If it is passed 12 weeks since you have filed your return, you can call (800) 829-1040 to speak with a customer service representative.
Tips for calling the service: Press 1 for English, then zero, and another zero, to talk to a live person at the IRS. The best time to call is between 7-9 AM and 6-7 PM, Monday-Friday.